Your life is scattered across a thousand places. All of it belongs in one.
We built this because we lived it — no good way to get our families organized, and thousands of photos we'd never sort through. So we built the one place where it all comes together.
The problem
Everyone is disorganized in the exact same two ways.
50+
Things your family couldn't find
If something happened to you tomorrow, would they know where to look? Accounts, assets, documents, prescriptions — everyone means to get organized, and almost no one does.
4,000+
Photos you'll never go through
Nobody goes through their camera roll. Ledger is the private record for your family — a few minutes talking and it logs the highlights, the stories, the people.
Built by someone solving the same problem
"I started building Ledger because I was living the exact problem — I couldn't tell you what we did last weekend, let alone last year. Photos I'd never sort through, accounts my own family couldn't find, and no good way to fix either one."
Father of two. Aging parents of his own. A few businesses, rental properties, and a household where he's the one who knows where everything is — until he isn't. If that sounds familiar, Ledger was built for you too.
Grady Gardner
Founder, MyLifeLedger
How Ledger works
Not a form. A conversation that happens to get you organized.
One
Tell Ledger about your life
A few basic questions to start — where you've lived, when, who's in your life. Ledger uses it to ask better questions later, not just log facts.
Two
Upload photos, get stories back
Drop in the photos already on your phone. Ledger asks thoughtful questions about each one — where, who, how it felt — and drafts the story for you.
Three
Get organized at the same time
While you talk, Ledger walks you through assets, documents, prescriptions, and accounts — a few pieces at a time, never all at once.
Our Mission
Make families more secure. Save the best things in life. Make sure no family is ever left guessing.
Practical organization and lasting memory are the same instinct — taking care of the people you love, while you're here and after. Your future self gets a detailed record worth having. Your family never has to search.
Bank-level encryption, always
Your data is always private — never sold
Built to be finished, not abandoned
Made for every family, not just the wealthy
After it's in there
Once it's built, you can ask it anything.
Ledger isn't a vault you fill once and forget. It's the place your whole family can come back to — to remember, and to find what they need fast.
The Memory Side
"Tell me about Grandpa's life in college."
Ledger pulls together everything he's shared — where he went, what he studied, the stories he told — and drafts it into one narrative anyone in the family can read, anytime.
The Ledger Side
"Where's Mom's life insurance policy?"
Ledger answers instantly: here's the policy, the coverage amount, and who holds it — with the agent's name and phone number ready to call.
Why Ledger is different
It's not ChatGPT. It's not a binder. It's the one you'll actually finish.
Generic AI chat forgets you the moment you close the tab. A binder or spreadsheet sits untouched after week one. Ledger remembers your life, asks the next right question, and never asks for everything at once — so it never feels like doing taxes.
Five minutes here, a quick chat there, right from your phone. That's the whole reason it gets finished when everything else didn't.
The Binder / Spreadsheet
Cold forms built for one sitting. Quickly abandoned and rarely updated.
Generic AI Chat
Forgets you when you close the tab. No long-term memory or structure.
MyLifeLedger
Remembers your story forever. Organizes estate planning and memories simultaneously.
You're trusting us with the things that matter most. We don't take that lightly.
You are not the product
Your data is yours. We don't sell it, share it, or rent it — and you'll never see an ad inside Ledger.
Privacy by design
Everything you share is encrypted and access-controlled. It's never used to train outside AI models.
You have full control
View, export, or delete anything you've shared with Ledger — anytime, no questions asked.
Built for your family, not ours
Ledger exists so the people you love are never left guessing — not to mine your story for anything else.
Common Questions
Everything you're wondering about.
MyLifeLedger is a secure digital family emergency information organizer. It helps you document where all your important accounts, policies, documents, and vital information are located — so your family knows exactly where to find everything if something happens to you. Think of it as a digital map to your family's most important information.
A Will tells your family WHO gets what. MyLifeLedger tells them WHERE everything is and how to find it. A Will is a legal document; our ledger is a practical roadmap. Without this map, even beneficiaries named in a Will might never find the assets they were left.
Yes. We use Bank-Level AES-256 Encryption to store your data. Your information is securely stored and we NEVER sell or share your data with third parties. Unlike physical binders or workbooks, your digital ledger can't be lost in a fire, flood, or theft.
MyLifeLedger is designed to be fast and easy. Most users reach 80% completion in just 60-90 minutes using our guided prompts. You don't need to do it all at once — you can save progress and come back anytime.
Absolutely not. If you can answer a simple question like "Where do you bank?", you can use MyLifeLedger. We designed it for ease of use for everyone, from age 18 to 80.
Physical binders and workbooks like 'I'm Dead, Now What?' go stale the moment you fill them out. Changed banks? Moved? Got new insurance? You'd have to cross things out and rewrite. With MyLifeLedger, updates take seconds. Plus, your digital ledger can be shared securely with family members in other states — no need to be physically present. And unlike paper, it can't be destroyed in a fire or flood.
No — and that's by design. MyLifeLedger is a location directory, not a password vault. We help you document THAT you have 5 accounts at Chase Bank and WHERE your insurance policy is — but we never ask for account numbers, passwords, or PINs. This 'map, not a key' approach means even if someone accessed your ledger, they couldn't access your actual accounts.
Yes. MyLifeLedger includes a secure trustee sharing feature. You can invite family members or trusted advisors with password-protected access, and you control exactly which sections they can see. When you update your ledger, your trustees automatically see the latest version — no reprinting or mailing needed.
Yes! Our Basic plan is 100% free — no credit card required. You can organize up to 10 entries and share with up to 5 people. When you're ready for unlimited entries and premium features, you can upgrade to our Premium plan for just $39/year.
MyLifeLedger covers 20+ categories including: bank accounts, insurance policies, investment accounts, property deeds, vehicle titles, digital accounts, key contacts, medical information, pet care details, storage units, safe deposit boxes, and more. Our guided prompts walk you through each category so nothing gets missed.
Yes — Ledger 2.0 includes a complete family memory and legacy capture system. Conversational AI guides you through recording your life story chapter by chapter. You can record voice memos, attach photos and videos, and collaborate privately with family members.
Remento and similar apps capture voice stories — but do nothing for estate planning. MyLifeLedger Ledger 2.0 combines AI-guided voice story capture with a complete estate organizer. Your family gets both the memories and the practical roadmap to your accounts, insurance, and documents. It's the only platform that does both.
