How It Works

Start talking.
Ledger handles the rest.

Everything happens through conversation — your estate, your memories, your wishes. Just talk, and Ledger captures, organizes, and guides you the whole way through.

Step 1

Talk to Ledger

Just speak naturally. About your accounts, your memories, your wishes. Ledger listens, asks the right questions, and captures everything.

~ 2 minutes to start

Step 2

Ledger organizes everything

Your estate gets categorized. Your memories get enhanced. Your stories get preserved — in your voice, with photos, chapter by chapter.

Automatic

Step 3

Share with your people

Invite your trusted contacts. They'll know exactly where to look when it matters — and your family gets your stories forever.

One tap

What's inside

Everything your family needs,
organized in one place.

10 sections, 100+ subsections — covering every dimension of your estate and life story. From legal documents and financial accounts to personal memories and final wishes. Every section guided by AI, every field explained in plain English.

Legal & Documents

Will & Trust Docs

Power of Attorney

Healthcare Directive

Passports & IDs

Financial Accounts

Checking & Savings

Investments & IRAs

401k & Pension

Crypto & Loans

Insurance

Life Insurance

Home & Auto

Health & Medicare

Long-Term Care

Property & Assets

Real Estate

Vehicles & Valuables

Safe & Storage Locations

Keys Inventory

Healthcare

Doctors & Specialists

Medications & Allergies

Healthcare Proxy

Organ Donation

Business & Ownership

Entity & EIN

Buy-Sell Agreement

Succession Plan

Key Employees

Dependents & Pets

Pet Care Instructions

Guardian Designations

Special Needs Trusts

Elderly Parents

Digital Legacy

Email & Social Accounts

Streaming & Subscriptions

Password Hint

Loyalty Points & Miles

Key Contacts & Team

Attorney & CPA

Financial Advisor

Insurance Agent

Executor Call Order

Final Wishes

Service Preferences

Family Letters

Voice Messages

Charitable Giving

Sections

100+

Subsections

Memory Chapters

Ask the Ledger

Your family's AI.
Always on. Always ready.

Every memory. Every account. Every detail — queryable in seconds. Ask about a life story or a life insurance policy. The Ledger knows.

Start building your Ledger

9:41 AM

MyLifeLedger.

Ask Ledger

Ask anything about this Ledger…

Ledger 2.0 features: Organize by talking, Estate expert, Capture memories, Ask your parents, Share securely

See it in action

See what it's actually like
working with Ledger.

Fully conversational — just talk and Ledger captures everything, guiding you all the way to completion.

Organize by just talking

Estate Organization

Estate Organizing

LedgerDo you have a life insurance policy?

Yes — Northwestern Mutual, through my agent David Park.

Saved to Ledger

TypeLife Insurance

ProviderNorthwestern Mutual

ContactDavid Park (Agent)

LedgerTip: Make sure Sarah is named as beneficiary directly on the policy — so she can claim it without probate.

Attach stories to what matters

Stories & Heirlooms

My Memories

LedgerYou mentioned your mother's engagement ring. Want to tell the story behind it?

She got it in 1962. My father saved for six months working at the hardware store. She wore it every single day for 58 years.

Memory Saved

Mom's Engagement Ring

The ring Dad saved six months for at the hardware store. She wore it every day for 58 years...

Voice noteLinked to asset

LedgerBeautiful. Sarah will have this story forever now. Want to add a photo?

Ask anything, get real answers

Expert Guidance

Ask Ledger Anything

Do I need a trust, or is a will enough?

LedgerFor most people, a will is the starting point. But if you own property in multiple states, want to avoid probate, or have minor children — a revocable living trust is worth considering.

What happens to my Chase account if I don't have a beneficiary on it?

LedgerWithout a payable-on-death (POD) beneficiary, Sarah would need to go through probate just to access it — which can take months. You can set this up online in about 10 minutes. Want me to add a reminder?

Build your life story, chapter by chapter

Life Story · Early Career

Life Story · Chapter: Early Career

LedgerLet's talk about your early career. What was your very first job, and how old were you?

I was 16, washing dishes at a diner on Route 9. The owner was this guy named Frank who let me eat whatever I wanted after my shift.

LedgerI love that. What did you learn from Frank that stuck with you?

He told me “show up early and never complain.” I still think about that. It's basically how I got every promotion I ever had.

Memory Saved

First Job — The Diner on Route 9

“Show up early and never complain.” A lesson from Frank at age 16...

Ask the questions you wish you'd asked

Family Story Requests

George's Ledger · That evening

LedgerGeorge, Sarah sent you a story request: “What was it like taking me skiing when I was little?”

Oh man, she was maybe four. We went to Keystone. She was so scared on the bunny hill she held my hand the entire way down.

LedgerThat's wonderful. What was the moment like when she finally let go?

By the third run she was going by herself and yelling “watch me daddy!” I just stood there tearing up behind my goggles. Best day of my life.

Memory Saved

Taking Sarah Skiing for the First Time

“Watch me daddy!” — Keystone, she was maybe four...

Capture life while you're living it

Capture Life Now

Just happened · Saturday afternoon

Ledger, I want to save a memory. Jake just hit his first home run at Little League. I'm still shaking.

LedgerThat's amazing. Tell me everything. What inning? What was the pitch? What did his face look like when he rounded the bases?

Bottom of the 3rd. Fastball, right down the middle. He just stood there for a second like he couldn't believe it. Then the biggest grin I've ever seen.

Memory Saved

Jake's First Home Run

Bottom of the 3rd. That grin when he rounded the bases...

LedgerSaved. Jake's going to love hearing this in your voice someday. Want to add a photo?

What MyLifeLedger Does

What Ledger 2.0 does
while you're still here.

One app. Five things your family will be grateful for.

MyLifeLedger features: Organize by talking, Estate expert, Capture memories, Ask your parents, Share securely

Gift LedgerSend a full year to someone you love

Your progress at a glance

A living document that grows
with you over time.

Estate Readiness Score

Estate Readiness

31 entries organized

Well done! More than half organized.

Financial Accounts

3 entries

✓

Legal & Documents

3 entries

✓

Insurance

1 entry

✓

Key Contacts

3 entries

✓

Property & Assets

5 entries

✓

My Memories

Stories captured

5 of 9 chapters started

10 stories milestone!

Career

3 stories

Love & Marriage

2 stories

Raising Kids

1 story

Proudest Moments

1 story

Traditions & Holidays

5 stories

When you're gone

What your family gets
instead of a mess.

$58B

in unclaimed assets

The U.S. holds over $58 billion in unclaimed property — most of it belonging to families who never found the accounts. With Ledger, yours will never be part of that number.

Your voice.
Your stories.

Not a filing cabinet. A living legacy — your voice telling your family the stories behind the stuff, the moments that mattered, the lessons you learned.

420

hours. gone.

The average family spends 420 hours settling an estate — mostly searching, not legal work. With Ledger, everything is findable from day one. No hunting. No guesswork.

How we compare: Ledger 2.0 vs Ledger 1.0 vs Binder/Box vs Digital Storage — Other options exist. None do this.

Your data stays yours — A map to your life, not a key to it. No passwords stored, bank-level encryption, you control access, no data selling.

Ready to start your ledger?

Free to start. No credit card. 2 minutes to your first entry.

Gift LedgerSend a full year to someone you love

Bank-level encryption · You control who sees what

Start talking.Ledger handles the rest.

Your family's AI.Always on. Always ready.

See what it's actually likeworking with Ledger.

What Ledger 2.0 doeswhile you're still here.

Start talking.
Ledger handles the rest.

Your family's AI.
Always on. Always ready.

See what it's actually like
working with Ledger.

What Ledger 2.0 does
while you're still here.