Voice AI + memory preservation coming soon. Get access →
How It Works

Start talking.
Ledger handles the rest.

Everything happens through conversation — your estate, your memories, your wishes. Just talk, and Ledger captures, organizes, and guides you the whole way through.

Step 1
Talk to Ledger
Just speak naturally. About your accounts, your memories, your wishes. Ledger listens, asks the right questions, and captures everything.
~ 2 minutes to start
Step 2
Ledger organizes everything
Your estate gets categorized. Your memories get enhanced. Your stories get preserved — in your voice, with photos, chapter by chapter.
Automatic
Step 3
Share with your people
Invite your trusted contacts. They'll know exactly where to look when it matters — and your family gets your stories forever.
One tap
See it in action
See what it's actually like
working with Ledger.

Fully conversational — just talk and Ledger captures everything, guiding you all the way to completion.

Estate Organization
Estate Organizing
LedgerDo you have a life insurance policy?
Yes — Northwestern Mutual, through my agent David Park.
Saved to Ledger
TypeLife Insurance
ProviderNorthwestern Mutual
ContactDavid Park (Agent)
LedgerTip: Make sure Sarah is named as beneficiary directly on the policy — so she can claim it without probate.
What's inside
Everything your family needs,
organized in one place.

10 sections, 100+ subsections — covering every dimension of your estate and life story. From legal documents and financial accounts to personal memories and final wishes. Every section guided by AI, every field explained in plain English.

Legal & Documents
Will & Trust Docs
Power of Attorney
Healthcare Directive
Passports & IDs
Financial Accounts
Checking & Savings
Investments & IRAs
401k & Pension
Crypto & Loans
Insurance
Life Insurance
Home & Auto
Health & Medicare
Long-Term Care
Property & Assets
Real Estate
Vehicles & Valuables
Safe & Storage Locations
Keys Inventory
Healthcare
Doctors & Specialists
Medications & Allergies
Healthcare Proxy
Organ Donation
Business & Ownership
Entity & EIN
Buy-Sell Agreement
Succession Plan
Key Employees
Dependents & Pets
Pet Care Instructions
Guardian Designations
Special Needs Trusts
Elderly Parents
Digital Legacy
Email & Social Accounts
Streaming & Subscriptions
Password Hint
Loyalty Points & Miles
Key Contacts & Team
Attorney & CPA
Financial Advisor
Insurance Agent
Executor Call Order
Final Wishes
Service Preferences
Family Letters
Voice Messages
Charitable Giving
10
Sections
100+
Subsections
10
Memory Chapters
Your progress at a glance
A living document that grows
with you over time.
Estate Readiness Score
74
Estate Readiness
31 entries organized
Well done! More than half organized.
Financial Accounts
3 entries
Legal & Documents
3 entries
Insurance
1 entry
Key Contacts
3 entries
Property & Assets
5 entries
My Memories
14
Stories captured
5 of 9 chapters started
10 stories milestone!
Career
3 stories
Love & Marriage
2 stories
Raising Kids
1 story
Proudest Moments
1 story
Traditions & Holidays
5 stories
How we compare
Other options exist. None do this.

There's a reason people who've tried the alternatives switch to Ledger and don't go back.

Ledger 2.0Ledger 1.0Binder / BoxDigital Storage
Fully conversational — just talk
AI guides you through every field
Captures memories & life storiesPartial
Accessible by family instantlyPartial
Estate readiness score
Beneficiary alerts & reminders
Stays organized over timeGoes staleGoes stale
Your data stays yours
A map to your life. Not a key to it.

Ledger guides your family to where things are — without storing passwords or logins. You stay in complete control of who sees what, and when.

No Passwords Stored
We record where accounts are and who to call — never credentials to access them.
Bank-Level Encryption
Everything stored in Ledger is encrypted at rest using the same standard your bank uses.
You Control Access
You decide exactly what each person can see. Only what you choose is ever shared.
No Data Selling. Ever.
Your information is never sold or used for advertising. Export or delete it at any time.
Ready to start your ledger?

Free to start. No credit card. 2 minutes to your first entry.

Start My Ledger
Bank-level encryption · Face ID · You control who sees what