Terms of Service
Last Updated: January 2026
1. Acceptance of Terms
By accessing and using MyLifeLedger, you agree to simply be bound by these Terms of Service. If you do not agree to these terms, please do not use our services.
2. Description of Service
MyLifeLedger provides a digital platform for organizing personal and household information. Our service is designed to help you consolidate important data into a secure format.
3. Privacy and Data Security
We prioritize your privacy. As detailed in our Privacy Policy, we operate on a "Map, Not Vault" philosophy. We use secure cloud storage to ensure your data is accessible to you across devices, while encouraging you to store directions to sensitive items rather than the items themselves.
4. User Responsibilities
You are responsible for maintaining the confidentiality of your account credentials. You are also responsible for the accuracy of the information you input into the system.
5. Subscription and Refund Policy
MyLifeLedger is billed as an annual subscription. You may cancel your subscription at any time. We offer a 100% money-back guarantee if you are not satisfied with the service.
6. Limitation of Liability
MyLifeLedger is an organizational tool and does not constitute legal, financial, or estate planning advice. We are not liable for any consequences resulting from incomplete or inaccurate information provided by you.